Planned Giving

You can make a gift that costs you nothing during your lifetime.
You can make a gift that leaves your cash flow and current financial planning unchanged.
You don’t have to use cash to make your gift; you can “buy low and give high” by making your gift with appreciated securities instead.
Planned gifts help build Lutherhaven’s permanent Endowment Fund and give to camp twice … today and forever!

You transfer appreciated stocks, bonds, or mutual fund shares you have owned for more than one year to Lutherhaven Ministries.
Lutherhaven Ministries sells your securities and uses the proceeds for its programs.
Benefits
You receive an immediate income tax deduction for the fair market value of the securities on the date of transfer, no matter what you originally paid for them.
You pay no capital gains tax on the transfer when the stock is sold.
Giving appreciated stock could be more beneficial than giving cash.

Include a bequest to Lutherhaven Ministries in your will or trust.
Make your bequest unrestricted or direct it to a specific purpose.
Indicate a specific amount, or a percentage of the balance remaining in your estate or trust.
Your assets remain in your control during your lifetime.
You can modify your gift to address changing circumstances.
You can direct your gift to a particular purpose (be sure to check with us to make sure your gift can be used as intended).
Under current tax law, there is no upper limit on the estate tax deduction for your charitable bequests.

Name Lutherhaven Ministries as a beneficiary of your IRA, 401(k), or other qualified plan.
Designate us to receive all or a portion of the balance of your plan through your plan administrator.
The balance in your plan passes to Lutherhaven Ministries after your death.
Avoid the potential double taxation your retirement savings would face if you designated them to your heirs.
Continue to take regular lifetime withdrawals.
Maintain flexibility to change beneficiaries if your family’s needs change during your lifetime.

You designate Lutherhaven as the beneficiary of an existing life insurance policy OR transfer ownership of a paid-up life insurance policy to Lutherhaven Ministries.
Lutherhaven Ministries receives the value of the policy when you are called to heaven.
Make a gift using an asset you and your family no longer need.
Receive an income tax deduction for the value of your investment.